![]() ![]() ![]() PDF versions can be viewed using Adobe Acrobat Reader. We also provide other helpful information by connecting you to other agencies that provide informative flood information through our Useful Links webpage.Īnother great resource for information about flood protection and the National Flood Insurance Program is through the Federal Emergency Management Agency (FEMA) FloodSmart webpage at The documents below are provided in Portable Document Format (.pdf). View the handouts below for more information about flood insurance, protecting your structures against flood damage, and other helpful information. Geological Survey ( USGS) also has current conditions for Oregon streams on their website,. You can also watch for flood warnings through the National Weather Service website. You can also view the Polk County Emergency Operations Plan and register for Emergency Alerts through the Polk County Sheriff's Office through their website. The brochures and preparedness information on their website covers flood hazard information along with other hazards. Polk County Emergency Management has several brochures and preparedness handouts available. Before you start your project for new construction or repairs, contact our office so we can inform you of what permits will be required. Oregon Building Codes also has rules for construction within the floodplain. ![]() Polk County Zoning Ordinance Chapter 178 regulates development within the floodplain. Planning new construction within the floodplain? Development within the floodplain needs review through our office. Flood Informationįor more information on water and septic precautions during and after a flood, click here to be linked to this information from the Environmental Health Division.ĭo you need a permit for repair of your flood damaged structure? For more details about permit requirements, click here to be linked to this information from the Building Division. You may also want to visit the NFIP’s website at for helpful information about insurance coverage from the NFIP.įor more information, check out our flyer. You should contact your insurance agent about flood insurance for your home and contents. You can purchase flood insurance at any time, however there is usually a 30 day waiting period before a policy is effective. Business owners can purchase policies to protect their buildings and contents as well. The NFIP offers a separate policy that homeowners and renters can purchase to cover their home and/or contents inside their home. As stated above, over 25 percent of National Flood Insurance Program (NFIP) claims come from properties identified outside of high risk flood areas. Flood insurance can be purchased even if you are located outside of a SFHA. Flooding is not covered by a standard homeowner’s insurance policy. ![]() Whether or not you are in a high risk flood area, you may want to consider purchasing flood insurance. Even if the entire building is located outside of a SFHA, when mandatory flood insurance wouldn’t be required, some lenders may still require you to purchase flood insurance because up to 25% of all NFIP flood losses are within areas outside of the SFHA. If a determination is made that your building is located within a SFHA, the lender must notify the borrower that the purchase of flood insurance is required as a condition of the loan. When making a new purchase or making changes to an existing federally backed loan, such as refinancing your home, lenders are required to verify whether or not any part of your building is located in a Special Flood Hazard Area (SFHA) by reviewing current Federal Emergency Management Agency (FEMA) Flood Insurance Rate Map (FIRM) information. If you are located within city limits, please contact the appropriate city instead.Ĭity of Salem Do I Need to Purchase Flood Insurance? We provide floodplain information for properties outside city limits (view the Floodplain Properties Memorandum). Is YOUR property in a Special Flood Hazard Area?
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